IN THIS ISSUE

Prepare for Life Summer 2023

Life insurance through the ages

Whoever said, ‘the more things change the more they stay the same’, was dead wrong when it comes to life insurance. While protection against adversity is always wise, your actual needs change as you move through different ages and stages of life.
From when you take your first job and go out into the world, life insurance in all its many forms has a role to play.

How to plan a gap year for grown ups

It’s not just school leavers who dream of a gap year. Those of us who’ve been working for a decade or two (or more) may also long for a real break from career and commitments.

It does not even need to be a year – just enough of an extended break to reset and to take stock of what’s important to you. There‘s the opportunity to learn new skills or another language, explore different cultures or do a road trip around Australia.
By planning ahead and making sure your break is not going to derail future financial goals, taking an extended period off work can be achievable.

Keeping yourself accountable

It can be both empowering and a little uncomfortable to think that we are responsible for our successes – and failures. Being willing to accept the consequences of our actions, choices or behaviours is not always easy.
We’ve all at some time or another played the ‘blame game’. It’s so easy to look outward and blame others for our problems, hardships or the obstacles that are getting in the way of us achieving our goals and dreams.

The reality is there are always external forces at play that impact our lives and focusing on these external forces takes away our personal accountability.

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